Soluciones de Microfinanzas (Microserfin)

Microserfin, a leading microfinance institution that is part of the BBVA Microfinance Foundation, focuses on financial inclusion of the most vulnerable microentrepreneurs in Panama. The institution offers productive loans, as well as microinsurance, financial literacy, technical assistance and health services. Microserfin is a pioneer in providing agricultural loans in Panama, being the only relevant player with a product that serves small farmers through a methodology adapted to productive cycles. The institution is in the process of refining and digitising the agricultural lending methodology, including a significant improvement in risk management.